How does Hyundai CarPlan work?

Choose the car you want.

Visit a participating Hyundai Dealer and select an eligible new or demonstrator Hyundai[H2] that best suits your lifestyle.

Define your contract.

Choose the deposit you wish to pay, the length of the loan term and the kilometres you will travel each year.[H3]

At the end.

Decide what you want to do with the vehicle at the end of the finance period.[H5]

Trade it.

Trade in your Hyundai at your preferred Hyundai dealer giving you the chance to step into the latest Hyundai model and continue your journey with us.

Retain it.

Keep your Hyundai by paying any amounts owing on your finance contract or apply through Hyundai Finance™ to refinance the amount owing.[H2]

Return it.

Return your Hyundai to us knowing that the Guaranteed Future Value will be sufficient to repay the amount owing under your finance contract.[H1]

Greater confidence.

Hyundai CarPlan™ will ensure the the amount you receive when you return your Hyundai is enough to pay the amount owing at the end of your contract term, even if the value of the car is less than the amount owing.[H1]

A personally tailored solution.

You choose the term for your finance contract, the deposit you would like to pay (if any) and the kilometres you intend to travel.[H3]

Greater flexibility.

At the end of the finance contract term, you’ll have the choice to keep your Hyundai, trade it in or return it to us.

More options.

You have the option to include things like Pre-Paid Service Plan,[H6] and accessory costs as part of your finance contract.[H1]

Your enquiry was sent successfully!

Your Contact Details

Note: Fields marked with * are mandatory.

I have read and agree to the terms of the Privacy Policy

Thank You

Your enquiry was sent successfully

**A member of our staff will contact you shortly.

There was an error sending your enquiry. Please call the dealership so that we can assist.

Common questions.

What is the Guaranteed Future Value?[H1]

Guaranteed Future Value (GFV) is the minimum future value of your vehicle at the end of the loan term and is determined by Hyundai Finance™ before the start of your loan. If you choose to return your vehicle or trade it in at the end of the term, you can use the GFV to satisfy the balloon amount on your finance contract.

 

Guaranteed Future Value (GFV) is the minimum future value of your vehicle at the end of the loan term and is determined by Hyundai Finance™ before the start of your loan. If you choose to return your vehicle or trade it in at the end of the term, you can use the GFV to satisfy the balloon amount on your finance contract.

 

How is GFV set up in my financed contract?

Once you have chosen your vehicle, you can select either a 36 or 48 loan term and choose how many kilometres you plan to travel within a year. We will then tell you what your GFV is. The GFV will be equal to the balloon amount.

 

Once you have chosen your vehicle, you can select either a 36 or 48 loan term and choose how many kilometres you plan to travel within a year. We will then tell you what your GFV is. The GFV will be equal to the balloon amount.

 

What are my options when my loan term ends?

At the end of the loan term, you can choose to return your vehicle to us for the GFV (subject to the GFV terms) or trade it in for another vehicle. If you wish to keep your vehicle and not use the GFV, you can pay out the loan or refinance your loan (subject to credit assessment). It’s your choice and allows flexibility to suit your situation

 

At the end of the loan term, you can choose to return your vehicle to us for the GFV (subject to the GFV terms) or trade it in for another vehicle. If you wish to keep your vehicle and not use the GFV, you can pay out the loan or refinance your loan (subject to credit assessment). It’s your choice and allows flexibility to suit your situation

 

What happens if I want to use the GFV at the end of the loan term?

You must tell us or the dealer of your intention to use the GFV and an inspection of your vehicle will be organised. You will be advised upon completion of the inspection whether the vehicle meets Fair Wear and Tear guidelines, is within contracted kilometres and whether other contractual obligations have been met. If all conditions are met, you return the vehicle to us and the GFV will be used to satisfy the balloon amount under your loan.

 

You must tell us or the dealer of your intention to use the GFV and an inspection of your vehicle will be organised. You will be advised upon completion of the inspection whether the vehicle meets Fair Wear and Tear guidelines, is within contracted kilometres and whether other contractual obligations have been met. If all conditions are met, you return the vehicle to us and the GFV will be used to satisfy the balloon amount under your loan.

 

What happens if the vehicle doesn’t meet Fair Wear and Tear (FWT) standards?

If you choose to return your vehicle to us or trade it in at the end of the term and your vehicle does not meet FWT standards, you will be given the opportunity to repair the vehicle at your own cost. Should the vehicle not be repaired to standard, the value of your GFV may be reduced.

 

If you choose to return your vehicle to us or trade it in at the end of the term and your vehicle does not meet FWT standards, you will be given the opportunity to repair the vehicle at your own cost. Should the vehicle not be repaired to standard, the value of your GFV may be reduced.

 

Can I change my kilometre options?

The kilometre option cannot be amended once the loan has started (settled).

 

The kilometre option cannot be amended once the loan has started (settled).

 

What happens if I drive over the contracted kilometres?

There is an excess kilometre charge of 10c per kilometre over the contracted kilometres. It is therefore important that you select the most suitable kilometre option before the start of your loan.

 

There is an excess kilometre charge of 10c per kilometre over the contracted kilometres. It is therefore important that you select the most suitable kilometre option before the start of your loan.

 

Can I use the GFV before the end of the term?

If you decide to pay out the loan early (before the end of the term), you cannot use the GFV.

 

If you decide to pay out the loan early (before the end of the term), you cannot use the GFV.

 

Do I pay more for GFV?

Interest charges are higher for CarPlan™ than for a similar loan and term without a GFV balloon payment. We recommend that you seek independent financial advice to determine if this option is suitable for you.

 

Interest charges are higher for CarPlan™ than for a similar loan and term without a GFV balloon payment. We recommend that you seek independent financial advice to determine if this option is suitable for you.

 

Do I own the vehicle?

Yes. The GFV is an option on a loan not a lease. If you decide to return the vehicle at the end of the term, you will essentially be selling the vehicle back to us or our representative.

 

Yes. The GFV is an option on a loan not a lease. If you decide to return the vehicle at the end of the term, you will essentially be selling the vehicle back to us or our representative.

 

Visit us today.

Our Services.

Finance Disclaimer Information

Finance to approved applicants only. Credit criteria, fees, charges and T&Cs apply. Finance is provided by Allied Retail Finance Pty Ltd trading as Hyundai Finance ABN 31 609 859 985 Australian Credit Licence 483211.

Hundai Carplan® and Hyundai Finance® are registered trademark of Hyundai Motor Company.

[H1] The Hyundai CarPlan from Hyundai Finance (HF) is a feature which ensures you receive the Guaranteed Future Value (GFV) (determined by HF) at the end of the term, subject to terms and conditions. The GFV is the minimum future value of your vehicle as determined by HF and set out in your contract. At the end of the term, you can select from three options: (1) sell or trade-in the vehicle and repay your loan balance; (2) return the vehicle to us; or (3) retain the vehicle by paying the GFV amount, which is a lump sum amount owed to us at the end of the loan term. Total interest payable on the loan will be higher than a fixed rate loan if you select the GFV option. Monthly repayments will be lower compared to a similar loan term with no GFV or equivalent balloon final payment. Available on new and demonstrator Hyundai vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, HF, or another person or entity with HF’s agreement will purchase the vehicle from you for the GFV, which will be applied to reduce your outstanding loan amount. However, you will need to pay us an additional amount if the vehicle is damaged or you have travelled excess kilometres. Credit criteria, fees, charges and terms and conditions apply. Finance is provided by Allied Retail Finance trading as Hyundai Finance ABN 31 609 859 985 Australian credit licence 483211.

[H2] The feature is available on all new and demonstrator Hyundai vehicles on selected models only. Please verify with your dealership which vehicles are eligible for the program.

 

[H3] The information provided on this website by Allied Retail Finance Pty Ltd trading as Hyundai Finance ABN 31 609 859 985 Australian Credit Licence 483211 is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the product and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

[H4] Your total interest charged may be higher if you choose the Guaranteed Future Value feature for your loan, compared to a loan without the feature.

[H5] Subject to the Guaranteed Future Value Terms and Conditions (available upon request).

[H6] Pre-Paid Service Plan: Prices shown are RRP and are inclusive of GST. For scheduled services only which are of limited scope, including parts. Does not include wear...

Finance to approved applicants only. Credit criteria, fees, charges and T&Cs apply. Finance is provided by Allied Retail Finance Pty Ltd trading as Hyundai Finance ABN 31 609 859 985 Australian Credit Licence 483211.

Hundai Carplan® and Hyundai Finance® are registered trademark of Hyundai Motor Company.

[H1] The Hyundai CarPlan from Hyundai Finance (HF) is a feature which ensures you receive the Guaranteed Future Value (GFV) (determined by HF) at the end of the term, subject to terms and conditions. The GFV is the minimum future value of your vehicle as determined by HF and set out in your contract. At the end of the term, you can select from three options: (1) sell or trade-in the vehicle and repay your loan balance; (2) return the vehicle to us; or (3) retain the vehicle by paying the GFV amount, which is a lump sum amount owed to us at the end of the loan term. Total interest payable on the loan will be higher than a fixed rate loan if you select the GFV option. Monthly repayments will be lower compared to a similar loan term with no GFV or equivalent balloon final payment. Available on new and demonstrator Hyundai vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, HF, or another person or entity with HF’s agreement will purchase the vehicle from you for the GFV, which will be applied to reduce your outstanding loan amount. However, you will need to pay us an additional amount if the vehicle is damaged or you have travelled excess kilometres. Credit criteria, fees, charges and terms and conditions apply. Finance is provided by Allied Retail Finance trading as Hyundai Finance ABN 31 609 859 985 Australian credit licence 483211.

[H2] The feature is available on all new and demonstrator Hyundai vehicles on selected models only. Please verify with your dealership which vehicles are eligible for the program.

 

[H3] The information provided on this website by Allied Retail Finance Pty Ltd trading as Hyundai Finance ABN 31 609 859 985 Australian Credit Licence 483211 is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the product and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

[H4] Your total interest charged may be higher if you choose the Guaranteed Future Value feature for your loan, compared to a loan without the feature.

[H5] Subject to the Guaranteed Future Value Terms and Conditions (available upon request).

[H6] Pre-Paid Service Plan: Prices shown are RRP and are inclusive of GST. For scheduled services only which are of limited scope, including parts. Does not include wear and tear items: eg, brake pads. Only applies to vehicles for which, at the time of sale, services under a Pre-Paid Service Plan are yet to be redeemed in accordance with all Terms and Conditions. For full Terms and Conditions, please download the PDF.

[H7]This calculator is indicative only, and may not take into account your personal circumstances, finance offer changes, fees, charges and interest rate differences. The results of this calculator should not be relied upon for the purpose of a loan application, and are not an offer for the purpose of obtaining finance. All interest rates displayed are guides only.

Quick Links